Clarity where finance gets complicated

Avantage Finance helps business owners navigate complexity, secure funding, and move forward with certainty.

Built for business owners doing things differently

Avantage Finance supports clients Australia-wide who need more than a standard lending solution.

We take the time to understand how your business actually works, then translate that into a structure and story banks can support. With a focus on clarity and practical guidance, we help you understand your options and take the next step with confidence.

Home lending for real-world financial situations

Avantage Finance structures home loan solutions that reflect your real circumstances. We go beyond standard applications, working closely with lenders to present your income, assets, and strategy clearly so you can secure the right loan with confidence.

First Home Buyers

Helping first home buyers navigate complexity and secure their ideal loan.

Owner Occupier Loans

Guiding you to the right loan for your home, tailored to your financial situation and lifestyle needs.

Investment Loans

Structuring finance for property investors to support portfolio growth and long-term wealth creation.

Refinancing

Reviewing and improving your existing loan to reduce costs, increase flexibility, and align with your goals.

Self-Employed Home Loans

Helping self-employed borrowers present their finances clearly and access home loans lenders can approve.

Alt Doc / No Doc Loans

Providing flexible lending options when standard documentation isn’t enough.

Bridging Finance

Offering short-term funding solutions to smoothly transition between properties without financial stress.

SMSF Loans

Helping you access finance through your self-managed super fund to invest in property.

Funding the next stage of your business

We help business owners secure funding when it’s not straightforward — whether that’s due to structure, industry, or complexity. By combining clear guidance with strong deal structuring, we give you a realistic path forward and handle the detail required to get it done properly.

Secured Business Loans

Helping businesses access structured funding solutions to support growth, manage cash flow, and invest in new opportunities.

Commercial Property Finance

Providing tailored finance solutions for purchasing, refinancing, or developing commercial property aligned with your business goals.

Working Capital Solutions

Supporting businesses with flexible funding to manage cash flow, cover operational costs, and maintain momentum.

Invoice Finance

Unlocking cash tied up in unpaid invoices to improve cash flow and keep your business running smoothly.

Equipment & Vehicle Finance

Helping you finance essential equipment and vehicles with solutions structured around your cash flow and operations.

Trade Finance

Providing funding solutions to support import and export activities, ensuring smooth and efficient trading operations.

Bank Guarantees & Performance Bonds

Arranging financial guarantees and bonds to support contracts, tenders, and business obligations without tying up capital.

A lending network built around better outcomes

Our established relationships across a wide range of lenders allow us to match your scenario with the right funding partner.

Measured by outcomes, not just approvals

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Years of Residential/Home Loan Experience

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Business/Commercial Experience

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Customers Assisted Over the Years

Solutions that work. Relationships that last.

We’re focused on more than just the transaction — delivering the right outcome and becoming a trusted partner our clients can rely on as they grow.

I have used Gavin Lobo’s services to secure my second investment property. I have dealt with Gavin. Gavin is really an approachable professional and he helped me a lot along the way and provided different options to choose the best loan. Happy to recommend to use their services.

M Guner

I found Gavin (and Colin) to be not only expert in their knowledge and advice, but also highly accessible and approachable. Being able to get hold of them easily and be given great advice made this process efficient, easy and low stress. I’d happily recommend Finance My Home to anyone. Thanks again

Andrew Kikeros

We have had a great experience with Gavin and Colin. We look forward to adding to our portfolio and continuing to work together.

On The Verandah Creative Adventures

Gavin was so proactive and professional with our home loan. We would be recommending to our family and friends for sure

Brenda Aung

Excellent, professional, honest advice and service. Very transparent throughout the whole process. They got me a way better deal than I could get from my own bank event though I was a 25 year customer with them!….. HIGHLY RECOMENDED!!

Mark Jewell

Gavin Lobo is a dedicated professional committed to making your loan acquisition process as seamless and efficient as possible. I highly recommend Gavin Lobo for any of your mortgage needs and will definitely be using his services again. Trust in Gavin to guide you home!